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Handling Fees

Charged by FlexFin

Local

Type Charges
Normal
SME Micro Plan: RM25 or 2.5% of transaction, whichever is higher, maximum RM250.

SME Pro Plan: RM15 or 1.5% of transaction, whichever is higher, maximum RM150.
Professional Services
RM150 per transaction.

Oversea

Type of Transport Amount of Transaction (USD) Charges
Air
10,000 & below
30 USD or 3% of transaction, whichever is higher.
10,000 above
2% of transaction.
Sea
Any amount
175 USD or 3.5% of transaction, whichever is higher.

Transaction Fees

Charged by Payment Gateway/Payment Partner

Online Banking (FPX)

0% per transaction

Bank Cards

2.5% per transaction

E- Wallets

1.5% per transaction

International Cards

5% per transaction

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Buy Now Pay Later (BNPL)

Repay with bank / credit card

1.5% per month

Interest Rate​
Selling Price <= RM350 <= RM500
Handling Fees
RM35
RM50

Instalment with Credit Card

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6% - 12% per transaction

6 mos 12 mos 18 mos 24 mos 36 mos 48 mos 60 mos
6.00%
6.50%
6.50%
8.00%
8.50%
9.00%
12.00%

Personal Financing

1.5% per month

Interest Rate

Pembiayaan Kakitangan Awam (AG)

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Based on application

Services & Products Overriding Fees
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Credit Card Instalment Minimum Eligible Amount (RM)

Banks 6 mos 12 mos 18 mos 24 mos 36 mos 48 mos 60 mos
RHB
500
1,000
1,500
2,000
AmBank
500
1,000
1,500
2,000
2,500
3,000
Public Bank
500
500
500
500
OCBC Bank
500
1,000
2,000
2,000
CIMB Bank
600
1,200
2,400
3,600
4,800
6,000
UOB Bank
500
500
1,000
2,000
MayBank
500
1,500
2,000
2,500
2,500
Affin Bank
500
1,000
1,000
1,000
Hong Leong Bank
500
1,000
1,000
2,000